RV Insurance in Georgia

While RV insurance is often interchanged with auto insurance, the former caters to vehicles classified as RVs within Georgia, with owners encouraged to utilize the unique protection features that this coverage comes with. If you are a first-time RV owner looking for a guide on the policies offered, Garrison Insurance Group lists the essentials that will come in handy for Lilburn, GA, drivers.

Liability Insurance

Liability insurance will help pay for damage you cause to other motorists' property. This could be repairs to vehicles, buildings, or fences when you are involved in an accident. Additionally, if you cause injuries to 3rd parties, this cover allows you to pay for the medical expenses while covering legal fees when you are sued.

Medical Payments Coverage

Medical payment coverage will kick in when you or your passengers get injured during an accident. It reimburses you for costs such as ambulance fees, prescription fees, and x-ray costs. This policy will work whether you are liable or not and will provide the needed compensation.

Underinsured and Uninsured Insurance

While insurance will be mandatory for motorists within the state, not all drivers will have enough coverage. If such a driver hits you, underinsured insurance helps offset the difference in expenses. Uninsured coverage will come in handy in paying your damages when you are hit by a driver who has no coverage.

Collision Insurance

Collision insurance helps pay for impact accidents. These may be when you hit stationary objects on the road, such as fences and buildings, or when you hit another RV, motorcycle, or car.

Comprehensive Insurance

This policy will protect you when you experience fire, hail, theft, or vandalism. It allows you to pay for your RV's repairs or replacement costs, ensuring that you limit your expenses while on the road.

Call Garrison Insurance Group today to get any of the above policies within Georgia. Our coverage is tailored to meet your commuting needs year-round.