Auto Insurance in Georgia

If you are shopping for a car within Georgia, your next step will likely be buying auto insurance. Figuring out the ideal policy for your driving may prove challenging when you are new to this situation, which is why Garrison Insurance Group of Lilburn, GA has made it a point to discuss the types of auto policies that will prove worthwhile to residents within Georgia.

Liability Coverage

Liability coverage will be one of the mandatory policies to have within the state. It helps cover property damage liability when you cause 3rd party property damage and will pay for the repairs of the destruction caused. On the other hand, bodily injury liability takes care of costs related to 3rd party hospital bills when you cause an accident.

Comprehensive Coverage

This policy will come in handy when you suffer damage from non-collision accidents. Examples of these include fire, theft, hail, and vandalism. It pays for your vehicle's repairs or replacement when significant damage occurs.

Uninsured and Underinsured Coverage

If you encounter damage to your vehicle or injuries caused by another driver with no insurance, uninsured coverage helps take care of the ensuing expenses. Underinsured coverage compensates you when you are hit by a driver whose policy cannot cover the full extent of the damage. This allows you to cover your medical costs and the needed repair fees.

Collision Coverage

Collision coverage will be ideal when you encounter impact accidents. These involve instances when you hit objects such as fences, buildings, or poles. It helps you take care of your repair and replacement costs.

Medical Payments Coverage

Lastly is medical payments coverage which pays for your injury costs when you get into an accident. Your passengers are also covered and will cover wages when injuries are significant.

If you need a first-time policy or want to renew your coverage within Georgia, contact Garrison Insurance Group today. Our Lilburn, GA agents will help you underwrite coverage designed for your protection needs.